We use technologies like cookies to ensure you a pleasant experience while browsing our website. This technology allows us to analyze the website performances, to continuously improve its functionalities and to display a personalized content and ads, according to your preferences. Also, we are using cookies files for online advertising activities, to promote the financial products and services offered by Nexent Bank. We are not storing sensitive personal information like your address or passwords in the cookies files we are using.
Our website uses cookies to permanently improve the browsing experience, by delivering in an efficient and safe manner a relevant content for each user. Please consult the
Cookies Policy to understand what and how these files are used by Nexent Bank in bringing benefits for the users while browsing the
www.nexentbank.ro
Necessary Cookies
These cookies are mandatory for the website to work properly. Without loading them the content won’t be properly displayed, making the browsing difficult and blocking certain features. Your agreement is not required.
This cookie is used to keep track of a user's session to maintain a logged-in state.
Duration : Session cookie - Until the browser closes
Operated by : Nexent Bank
This cookie is self-generated by the server in the form of a random number and has the role of keeping the user connected between visiting the pages.
Duration : Session cookie - Until the browser closes
Operated by : Nexent Bank
Necessary to accept the bank's cookie policy.
Duration : 30 of days
Operated by : Nexent Bank
This cookie is used by reCAPTCHA to identify bots and to protect the website against spam.
Duration : Session cookie - Until the browser closes
Operated by : Google
This cookie is used to keep the user's preferences for later visits.
Duration : 6 months
Operated by : Google
This cookie is used to keep the user's preferences regarding cookies.
Duration : 2 years
Operated by : Google
This cookie is used by the reCAPTCHA service to distinguish between human users and bots, contributing to website security and abuse prevention.
Duration: Persistent cookies
Operated by: Google (reCAPTCHA)
This cookie is used by the reCAPTCHA service for the purpose of detecting fraudulent or automated activities.
Duration: Session cookie – Until the browser is closed
Operated by: Google (reCAPTCHA)
This cookie is used by the reCAPTCHA service to improve security mechanisms.
Duration: Session cookie – Until the browser is closed
Operated by: Google (reCAPTCHA)
This cookie is used by the reCAPTCHA service to provide protection against spam and unauthorized access through online forms.
Duration: Persistent cookies
Operated by: Google (reCAPTCHA)
This cookie is used to remember the language and display preferences of the accessibility widget icon, to ensure a consistent user experience.
Duration: Persistent cookies
Operated by: UserWay
This cookie is used to save the personalized accessibility settings selected by the user.
Duration: Persistent cookies
Operated by: UserWay
This cookie is used to verify the integrity and validity of saved accessibility settings, preventing unauthorized changes.
Duration: Persistent cookies
Operated by: UserWay
This cookie is used for the purpose of the correct functioning of the accessibility widget and maintaining its preferences.
Duration: Persistent cookies
Operated by: UserWay
Users’ analysis cookies
These cookies are counting your visit as new or recurrent, according to the frequency of website loadings. They have only statistical purposes. Also, according to your type of visit and navigation history on
www.nexentbank.ro website, the content can be different, in order to be relevant to your interests. The cookies can identify the country and city from where the website was visited, in order to display a relevant content for the users located in a specific geographic area. If you choose not to allow the placement / access for these cookies files we will not be able to know when you visited our website, and we will not be able to monitor its performance. Selecting the Active (YES) option for this purpose requires your consent for placing / accessing information that will make relevant your browsing experience on our website.
This cookie is used to distinguish unique users by assigning a randomly generated number as a customer identifier. It is included in every page request in a site and is used to calculate user, session, and campaign data for site analysis reports.
These cookies are associated with Google Analytics and allow the collection of information about how users interact with the site. They are used to determine the new sessions / visits, the navigation time of the site, the pages visited, the traffic sources of the site. Cookies collect all information in an anonymous form, without storing any personal information about the user.
These are useful for improving the content and functionality of the site so that it serves the users as well as possible.
Duration: utma – 2 years, _utmt – 10 minutes, _utmb – 30 minutes, _utmc – Until the browser closes, _utmz – 6 months
This cookie is set when a user first reaches a page with the Hotjat script. It is used to maintain the User ID, unique to that site, in the browser. This ensures that subsequent visits to the same site will be assigned to the same ID.
This cookie saves the user's location in order to provide appropriate information on the pages (example- nearest ATM)
Duration: 2 years
Operated by : Nexent Bank
This cookie is used by reCAPTCHA to identify bots and to protect the website against spam.
Duration : Session cookie - Until the browser closes
Operated by : Google
This cookie is used to keep the user's preferences for later visits.
Duration : 6 months
Operated by : Google
This cookie is used to keep the user's preferences regarding cookies.
Duration : 2 years
Operated by : Google
Necessary to accept the bank's cookie policy.
Duration : 30 of days
Operated by : Nexent Bank
Cookies for advertising and 3rd parties
These cookies allow us to know if a user is seeing our online advertisement, the ad type and the time spent by the user for viewing the ad. Such cookies are used in online marketing for targeting. They are storing information about the visual content, not about the users. Selecting the Active (YES) option for this purpose requires your consent for placing / accessing information that will allow advertising placements relevant to your interests.
These cookies are associated with Doubleclick / Google Marketing Platform, a service provided by Google, and are used for advertising. They allow you to deliver relevant ads to users by coordinating ads across all devices and measuring conversion events.
Duration: 2 years
Operated by : Google Marketing Platform - .doubleclick.net
These cookie templates are associated with Google and are used to serve advertisements. They serve to measure ad interactions, prevent ads from showing too often, track the actions of users who click on ads, and measure conversions.
Enroll your card in Apple Pay and pay with your phone!
Now you can leave your wallet at home! With Apple Pay, you have your Nexent Bank Mastercard card de wherever you take your phone. We mean anywhere. You pay safely, quickly and easily!
If you have an iPhone, go to the Wallet app and select the "+" add button. Then follow the steps to add a new card.
If you want to use Apple Pay with Apple Watch, open the Watch app on your iPhone and go to the My Watch section. Select Wallet & Apple Pay and follow the steps to add a card.
For iPad, go to Settings > Wallet & Apple Pay. Select Add Card and follow the steps to add a new card.
You can also use your Mac laptop with Touch ID by accessing System Preferences > Wallet & Apple Pay. Select Add Card and follow the steps to add a new card.
If you need help adding your card to Apple Pay, follow the tutorial here.
How do you make a payment with Apple Pay?
With your Apple device, you can use Apple Pay anywhere you see one of the symbols below:
If you pay with iPhone and Face ID, double-click the side button, then look at iPhone to authenticate with Face ID or enter the access code. Approach the top of the iPhone at a few inches away from the POS, without making contact, until you see an OK screen and a check mark.
Similarly, to use the default card, hold your finger on the Touch ID.
If you want to pay with the Apple Watch, double-click the side button and hold the Apple Watch a few inches away from the POS, without making contact.
IMPORTANT! At any time, you can change your default card with which you pay or delete your card from Apple Pay.
*Apple Pay works with iPhone 6 and recent models, in stores, applications and on websites accessed with Safari browser; with Apple Watch, in stores and applications (iPhone 6 and recent models); with iPad Pro, iPad (5th generation), iPad Air 2 and iPad mini 3 and recent models, in apps and on websites accessed with Safari browser; and Mac (2012 or later) in Safari with an iPhone or Apple Watch with enabled Apple Pay. Check out the full list of Apple Pay compatible devices by accessing support.apple.com/km207105.
Prin Incassoul documentar exportatorul solicită băncii sale să încaseze contravaloarea bunurilor exportate contra eliberării documentelor aferente. Banca exportatorului remite documentele băncii importatorului pentru plata la vedere sau la o scadenţă determinată. Cambiile sunt instrumentele cele mai uzitate în cadrul Incassoului, reprezentând în fapt cererea de plată.
2. Bancile acţionează ca agenţi
Utilizarea facilităţii de Incasso înseamnă că ambele bănci acţionează ca agenţi ai exportatorului, iar nerespectarea de către acestea a instrucţiunilor primite de la exportator este în responsabilitatea lor.
Exportatorul are certitudinea că importatorul nu va intra în posesia documentelor originale decât după efectuarea plăţii sau în urma angajamentului ferm de plată asumat. Exportatorul poate solicita că plata să fie garantată de către banca importatorului, această garanţie necesitând aprobarea comitetului de credit al băncii importatorului şi plata unor taxe suplimentare.
2. Controlul
Pentru exportator, incassoul documentar permite un control sporit asupra tranzacţiei. Exportatorul decide condiţiile în care importatorul va intra în posesia documentelor. De exemplu, exportatorul poate solicita ca documentele să fie predate importatorului numai contra plăţii sau contra acceptării cambiilor.
3. Protecţia
Utilizarea cambiilor sau a biletelor la ordin oferă o evidenţă documentară a cererii de plată şi a angajamentului importatorului de a plăti la o anumită dată. Neplata cambiilor sau a biletelor la ordin poate conduce la acţiuni legale împotriva importatorului.
4. Uniformitatea
Majoritatea băncilor din lume procesează Incassourile în concordanţă cu regulile şi uzantele internaţioale uniforme stabilite de Camera Internationala de Comerţ de la Paris.
