Flexibiliy, accessibility and extended protection

In Nexent Bank territorial units you can obtain the insurance you need for your house, car, personal accidents or life.

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Symbol BNR Buy Sell
EUR 5,3501 5,2600 5,4200
USD 4,7801 4,7200 4,8400
GBP 6,3236 6,2200 6,3800
CHF 5,7355 5,6700 5,8000
SEK 0,4763 0,4450 0,4990
100 JPY 3,0200 2,9700 3,1300

* Current account exchange rates

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Natural person 1 month* 3 months
EUR 0,60% 1,00%
RON 5,75% 6,75%
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Index Last update Rate
EURIBOR 12 LUNI 08.10.2026 3.19400%
EURIBOR 6 LUNI 08.10.2026 2.94700%
IRCC 01.10.2026 5.57000%
ROBOR 3 LUNI 08.10.2026 6.10000%
ROBOR 6 LUNI 08.10.2026 6.16000%
SARON 1MC+M1 08.10.2026 -0.09670%
SARON 3MC+M3 08.10.2026 -0.04280%
SARON 3MC+M6 08.10.2026 0.02820%
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Insurance intermediation activity

Nexent Bank N.V. Amsterdam Bucharest Branch offers the quick, convenient and comfortable solutions by making insurance policies directly in its units. Customers who choose one of the bank's products can also request an insurance policy offered by one of the partner insurance companies:

  • Signal Iduna Asigurari S.A.;
  • Signal Iduna Asigurare Reasigurare S.A.;
  • Metropolitan Life.

Range of covered risks

The insurance policies offered by Nexent Bank in collaboration with its partners, cover a wide range of risks, customers having the possibility to extend the cover, depending on their needs. The Bank offers the following insurance policies:

  • life insurance;
  • accident insurance;
  • unemployment insurance;
  • fire and other calamities insurance;
  • mandatory home insurance (PAD);
  • CASCO insurance;
  • travel insurance.

Bancassurance Operations Management

Cosmina Alexandra Orfescu - Director

  • Tel.: +40-21-406.45.70
  • Fax: +40-21-310.72.06
  • E-mail: alexandra.ciuc@nexentbank.ro

Nexent Bank N.V. Amsterdam Bucharest Branch - Registered with the Financial Supervisory Authority – secondary intermediary, tied agent - Unique Code: RAJ-558738

Insurance attached to credit cards

  • Together with Metropolitan Life, we have created an insurance package tailored to financial protection needs, designed exclusively for primary account holders.

    • Protection throughout the contract term.
    • Suitable for all customer categories, regardless of income source (salary or otherwise).
    • Simple enrollment via Nexent Bank branches or the Contact Center.
    • Death due to illness or accident.
    • Total permanent disability due to illness or accident.
    • Involuntary job loss (for employees).
    • Hospitalization due to illness or accident.
    • Total temporary disability (TTD) due to illness or accident.
    • Extra benefit – Card protection insurance covering banking protection, purchase protection, ATM robbery, and protection for identity documents and keys (including handbag protection while traveling) – a product offered by Metropolitan Life in partnership with Allianz Partners.

  • Claims for compensation must be submitted to the Insurance Companies in writing, using the contact details provided by them:

    • online via the eClaims application available at www.metropolitanlife.ro, or
    • by e-mail to despagubiri@metropolitanlife.ro, or
    • by mail to the address: B-dul Lascăr Catargiu, No. 47-53, Europe House Building, 4th Floor, Sector 1, Bucharest.

  • MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates ("MetLife"), is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits, and asset management to help individual and institutional customers navigate the future with confidence. Founded in 1868, MetLife operates in more than 40 markets globally and holds leading positions in the United States, Japan, Latin America, Asia, Europe, and the Middle East. For more information, visit www.metlife.com. In Romania, Metropolitan Life has been active in the life insurance market for over 25 years. More than 4 million customers benefit from life insurance and mandatory private pensions provided by Metropolitan Life locally.

Information regarding renewed insurance policies

In accordance with the contractual provisions regarding mortgage-backed loans, you are required to maintain insurance coverage for the property serving as loan collateral until the loan is fully repaid. Consequently, under the contract, you are obliged to submit/transmit to the Bank the renewed insurance policies for your loans, accompanied by proof of premium payment, as follows:

  • mandatory home insurance policies (PAD) – in accordance with the provisions of Law no. 260/2008 (amended and supplemented by Presidential Decree no. 686/16.07.2013) regarding mandatory home insurance against earthquakes, landslides, and floods (PAD), which stipulates that "natural and legal persons are required to insure against natural disasters, under the terms of this law, all residential buildings—whether in urban or rural areas—that they own and that are registered in the records of the tax authorities";
  • optional insurance policies for the properties pledged as collateral;
  • life insurance policies (where the loan agreement stipulates this obligation).

The aforementioned documents, along with proof of payment, must be sent to the Bank at the following e-mail address: politePF@nexentbank.ro.

To ensure proper identification, please send the documents exclusively from the personal e-mail address registered in the Bank's IT systems, as this serves as a designated contact detail.

If your email address is no longer valid and requires updating, or if you have not previously provided an email address to the Bank, please follow the data update procedure:

  • directly via the Avantaj app, which is available for both Apple and Android operating systems;
  • by visiting any of the Bank’s branches.

If you do not submit the renewed policy by the final day of validity of the current policy, the Bank may renew the insurance policies upon their expiration; the amounts paid by the Bank will then be recovered from the Borrower, taking precedence over the next due installment at the time of its payment.

Nexent Bank N.V. Amsterdam Bucharest Branch Affiliate Agent Register

  • Certified insurance intermediary agents – August 18 2026