Card Avantaj VIRTUAL but with advantages as real as possible
In addition to the benefits of a physical card, the virtual card comes with extra security benefits.
Virtual card, real benefits.
It is unlikely that you will be a victim of fraud, the virtual card cannot be stolen, and the card data can only be accessed by you in the Avantaj application.
Anonymized payments
Nowadays, more and more people are concerned about the safety of their personal data online. The virtual card is perfect for those who do not want to provide information about cards issued in physical format.
The perfect alternative of the main card
If you encounter difficulties in using the main card issued in physical format (loss, theft, demagnetization), you can use the virtual card until you receive the reissued physical card, so you still have access to your credit limit.
Install the application Avantaj and enjoy the benefits of Card Avantaj Virtual.
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Registering the Card Avantaj Mastercard Virtual card in electronic payment applications
Similar to physical Card Avantaj Mastercard cards, also the virtual Card Avantaj Mastercard cards can be easily enrolled in any of the electronic payment applications Apple Pay or Google Pay.
Follow a few simple steps and enjoy secure payments through Card Avantaj Virtual
Let's say you forgot your wallet at home. It happens. It's ok, don't worry, you don't have to go back because you can issue your Virtual Card Avantaj directly from your phone. It's very simple, no trips to the bank, you save time and you can use the card immediately.
Issue yourself a virtual card by following the steps below:
- Install the Avantaj app for free from the App Store or Google Play.
- Go to the CARDS menu and choose to generate a Virtual Card Avantaj in the Card Details section.
- Set the limit percentage you want to allocate to the virtual card.
- Accept the "Terms and conditions" and authorize its issuance by entering the application's PIN code or biometric data.
- You can view the details of your new virtual card in the Virtual Cards tab.
* Pentru moment, doar cardurile virtuale și / sau fizice Card Avantaj Mastercard pot fi înrolate în aplicațiile electronice de plată de tipul Apple Pay sau Google Pay.
Watch the video tutorial on how to issue a virtual card on Card Avantaj's YouTube channel!
Video TutorialFrequently asked questions about virtual cards
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Who can benefit from Nexent Bank N.V. Amsterdam Sucursala București's virtual cards?
Virtual cards are available for Nexent Bank customers who hold a credit card. If you don't have a Card Avantaj credit card, apply now!
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How can an existing customer apply for a virtual credit card?
Virtual credit cards can be issued instantly from the Avantaj application. You must log in to the application using the set PIN or biometric data, access the option to issue the virtual card, read and accept the terms and conditions of issuance. For details on the broadcast stream you can refer here to the video tutorial.
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What types of virtual credit cards are there?
At the moment, virtual credit cards can be issued for: Card Avantaj Mastercard Standard; Card Avantaj Mastercard Gold; Card Avantaj Mastercard Platinum; Card Avantaj VISA Classic; Card Avantaj VISA Gold; Card Avantaj VISA Platinum; Optimo Card Mastercard; Nexent Bank Diamond Card Gold; Nexent Bank Diamond Card Platinum.
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How much does the virtual card cost?
Issuing a virtual card is free. The complete list of commissions and interest charged by the bank for the use of credit cards can be consulted in any territorial unit of the bank and on www.nexentbank.ro, section Individuals.
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Can I have more than one virtual card?
No, you cannot issue several virtual cards for the same physical credit card (eg: Card Avantaj Mastercard Standard).
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Which accounts can I attach a virtual card to?
For the moment, virtual cards can only be attached to credit cards offered by Nexent Bank N.V. Amsterdam Sucursala București.
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How long after the physical card is issued can I attach a virtual card?
Virtual credit cards can be issued instantly, as soon as the physical card issuance process has been completed and the credit limit has been set.
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Can I withdraw cash with a virtual card?
You cannot make cash withdrawals with a virtual card. It can be used by enrolling in an electronic payment application that will later allow contactless payments to be made at merchants, or for transactions on the Internet, on the websites and applications of merchants that accept payment by electronic wallet.
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Where can I find all the details about the virtual card?
All the details about this new product are available on our website, in the "Virtual Card Avantaj" section.
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From which account will my virtual card transactions be settled?
Transactions will be settled from the primary credit card account you select when you request the issuance of the virtual card.
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What is the validity of the virtual card?
The validity of the virtual card is 3 years from the date of issue.
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What is the order in which virtual cards are displayed in the mobile app?
Cards are displayed in the order they were issued. To find out more details about the transactions made with a certain card, select the card in the Avantaj application.
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What can I do if I want to cancel the virtual card?
You can contact us by calling the Call Center service (available 24h/24h) at phone numbers 0750.000.000 / 0724.100.000 (callable at normal rate from any network, including international) or in any Nexent Bank N.V. Amsterdam București's territorial unit.
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How can I block/unblock a virtual card?
You can contact us by calling the Call Center service (available 24h/24h) at phone numbers 0750.000.000 / 0724.100.000 (callable at normal rate from any network, including international) or in any Nexent Bank N.V. Amsterdam Unitatea teritorială București territorial unit.
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How can I manage the limit allocated to the initial virtual card?
Management of virtual card limits can be done directly from the Avantaj application, accessing the "Card details" section.
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Can I copy virtual card data for online transactions?
Of course! To copy the card data for online transactions, you must access "Card details". The action will be authorized using the PIN code set to access the Avantaj application. After accessing the "Card details" section, select the "Copy card number" option.
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If I close or delete the Avantaj2GO application, will the virtual card be closed automatically?
Not. To close the virtual credit card, you must call the Call Center service (available 24h/24h) at phone numbers 0750.000.000 / 0724.100.000 (callable at normal rate from any network, including international).
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When the card expires do I have to renew it or does it renew automatically?
Virtual Cards are not automatically renewed.
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What do I do if I can't find the virtual card in the Avantaj application?
If the newly issued virtual card does not appear in the Avantaj application or the displayed information is incorrect, please contact Call Center customer service at phone numbers 0750.000.000 / 0724.100.000 (callable at normal rates from any network, including international).