Lower fares. Free lounges. One card.
Apply now and enjoy free access to lounges around the world, free WIZZ Discount Club membership, and discounted bookings with the WIZZ Card Avantaj. Check the Credit Card Issuance Terms and Conditions here.
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Credit cards
- Card Avantaj
- WIZZ Card Avantaj
- Optimo Card
- Nexent Diamond
- Virtual Card
- Avantaj
- Pay the installments at the SelfPay Payment Stations
- Google Pay
- Apple Pay
- Your online shopping, now even safer
- Authorize electronic card payments directly from the Avantaj app!
- Information on currency conversion in the case of card transactions in EU
- Debit Cards
- Savings
- Loans
- Transfers
- monet Mobile Banking
- Internet Banking
- Avantaj SoftPOS
- Bancassurance
- Foreign currency transactions
- Current accounts
- Cash transactions
Exchange
| Natural person | 1 month* | 3 months |
|---|---|---|
| EUR | 0,60% | 1,00% |
| RON | 5,75% | 6,75% |
| Index | Last update | Rate |
|---|---|---|
| EURIBOR 12 LUNI | 17.04.2026 | 2.72300% |
| EURIBOR 6 LUNI | 17.04.2026 | 2.45300% |
| IRCC | 01.04.2026 | 5.58000% |
| ROBOR 3 LUNI | 17.04.2026 | 5.87000% |
| ROBOR 6 LUNI | 17.04.2026 | 5.94000% |
| SARON 1MC+M1 | 17.04.2026 | -0.10200% |
| SARON 3MC+M3 | 17.04.2026 | -0.04640% |
| SARON 3MC+M6 | 17.04.2026 | 0.02460% |
Fewer costs, more travels. WIZZ Card Avantaj
Apply for the WIZZ Card Avantaj and save up to 300 lei on every trip for two people, a benefit included for free in the WIZZ Discount Club Membership. Plus, before takeoff, you can relax in over 1,800 airport lounges around the world. The benefits continue with 2% cashback on all Wizz Air purchases and 1% on all other payments. Travel now and split the cost of each trip into 3 interest-free installments*.
You can apply if you are a Romanian citizen aged between 18 and 70 and are not already a customer of the Bank. You benefit from the first year free of the current account administration fee for the card.Apply in just a few minutes. Ready for shopping right away.
Apply online nowDesigned for the way you travel.
Earn WIZZ Coins every time you use your card
Don’t let your budget choose your destination
Split the cost without paying extra
Travel like a privileged passenger!
Free WIZZ Discount Club membership
Save up to 300 lei per trip for you and one companion
As a WIZZ Discount Club member, you benefit from:
- A 200 lei discount per trip for you and one companion.
- A 100 lei discount on checked baggage or cabin baggage for you and one companion.
- Priority assistance for members.
Upgrade your airport experience
- You have access to over 1,800 Priority Pass lounges around the world.
- Enjoy snacks, drinks, Wi-Fi, and a quiet space before your flight.
- You benefit from 5 free visits per year.
Travel worry-free
- You have travel insurance that includes medical assistance, baggage cover, and flight delay cover.
- In addition, you benefit from purchase protection in stores and online.
- Because the best trips are the stress-free ones.
How you earn WIZZ Coins
Estimate how many WIZZ Coins you can earn monthly and annually based on your spending.
| Where you spend | Cashback |
| Wizz Air purchases | 2% |
| Anywhere else | 1% |
- Cashback is granted according to the program terms and transaction eligibility.
- The estimate is for guidance only. The actual granting of benefits is made according to the program terms, product conditions, and active campaigns.
Simple, smart, ready wherever you are
- Pay with your phone: add your digital card to Google Pay or Apple Pay and start paying instantly.
- Withdraw cash abroad with no fee. Enjoy fee-free cash withdrawals at ATMs, in Romania and abroad.
- Everything in one app. Manage your card directly from the Avantaj app.
Travel like a privileged passenger!
Apply nowFrequently asked questions
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What is WIZZ Card Avantaj?
It is a Platinum credit card issued in partnership with Wizz Air, under the Mastercard brand, offering cashback in WIZZ Coins, interest-free installments, travel benefits, and included insurance coverage.
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Who can apply for WIZZ Card Avantaj?
Eligible individuals, according to the Bank’s criteria (age, income, citizenship) and credit assessment.
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How long does the application take?
The application is 100% online, with no need to visit bank branches or local banking units. It takes approximately 5 minutes. You will need your ID card and a smartphone with internet access and a video camera.
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How do I earn WIZZ Coins?
You receive cashback in the form of WIZZ Coins: 2% on Wizz Air purchases and 1% on all other purchases, according to the WIZZ Card Avantaj loyalty program rules.
You can permanently track the number of coins accumulated in the Avantaj mobile app. Also in the Avantaj mobile app, you can convert WIZZ Coins into WIZZ Credits, available in your Wizz Air account, which you can use when purchasing flight tickets or additional travel packages from Wizz Air.
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Are there any ineligible transactions?
Transactions eligible for earning WIZZ Coins are detailed in the WIZZ Card Avantaj loyalty program rules.
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Do WIZZ Coins expire?
Yes, their validity is defined in the Terms and Conditions for the issuance of the WIZZ Card Avantaj credit card.
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How do interest-free installments work?
You can benefit from up to 24 interest-free installments* for purchases made at Card Avantaj partner merchants and 3 interest-free installments* for purchases made at Wizz Air.
Check the list of merchants enrolled in the Card Avantaj partner network here. You can make transactions in stores from a wide range of fields: fashion, travel agencies, insurance, furniture, beauty salons, electronics / home appliances / IT&C, decorations, health, supermarkets, gas stations, etc.
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How do I get the 5 free lounge visits?
You get 5 free visits per year if you used the card for purchases of at least 1,000 lei in the previous calendar month.
By participating, you agree to all clauses in the Terms and Conditions.
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What does the insurance include?
The insurance package for trips abroad includes:
- Medical and legal insurance and assistance;
- Medical consultation programs;
- Hospitalization;
- Transportation in case of medical emergencies;
- Insurance in case of lost baggage;
- Insurance in case of flight delay;
Full details are available in the Insurance conditions for the travel abroad policy.
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What is the annual administration fee?
0 lei in the first year, then 200 lei starting from year 2. Check the full list of fees, charges, and interest rates here.
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What is the minimum monthly payment?
To make it easier for you to repay the amounts used, if you do not want to repay the full amount used during the grace period, Nexent Bank gives you the option to repay monthly only the minimum amount of 3% of the value of the transactions shown on the account statement, plus 100% of the related interest and fees, if any.
When the account statement is issued, Nexent Bank sends you a free SMS with the minimum payment amount.
The credit limit granted on the card is revolving, and the repaid amounts become available again in the card account.


