The main operations you can perform

• Premium Privileges

  Access to over 1,800 lounges in 146 countries

  Starting January 1, 2026, your Mastercard Premium card gives you access to over 1,800 airport lounges in 146 countries. Enjoy a comfortable and quiet space where you can relax or work before your flight. Discover the list of available lounges and the terms of use at prioritypass.com.

  How do you access the lounge?

  Present your physical Mastercard Premium card at the entrance (the card stored in a digital wallet is not accepted).

  OR

  Scan the QR code from the Priority Pass application. See the guide here.

  Free lounge access is available only for cards with eligible transactions made with merchants (in physical locations and/or online), domestically or abroad, and settled in the previous calendar month.

  Both the transaction date and the settlement date must fall within the previous calendar month and must have occurred no more than 96 hours before lounge access.

  Number of free visits for the Platinum card:

  • 5 free visits per year, if you have made purchases of at least 1,000 RON with the card in the previous calendar month.

  By participating, you agree to all clauses set out in the Terms and Conditions.

  Access to the Priceless Program

  The digital platform dedicated to the Priceless program, which simplifies access for Premium segment cardholders to exclusive offers and priceless experiences created together with over 100 local partners, is available here.

  Travel insurance package for trips abroad:

  • Medical and legal insurance and assistance;
  • Medical consultation programs;
  • Hospitalization;
  • Transportation in case of medical emergencies;
  • Insurance in case of lost luggage;
  • Insurance in case of flight delay.
• Benefits and features
  • 0 lei issuing fee (including supplementary cards);
  • Grace period of up to 45 days when interest is not charged for commercial transactions;
  • You can have a generous credit limit of up to 135,000 lei;
  • Possibility to request up to 5 supplementary cards;
  • Contactless technology offers you the ability to perform payments of up to 100 lei by simply touching the POS terminal without entering your PIN;
  • The possibility to benefit from an unlimited credit period with the condition to pay the minimum monthly reimbursement;
  • Double functionality: In addition to accessing a credit limit granted by the bank, the cardholder may access to his own funds available on the card account.
• Free services
  • Possibility of crediting the card account at Nexent Bank ATMs with "cash in" function;
  • The ability to change the PIN code free of charge at any ATM in the world that offers this function;
  • Possibility to change the PIN code free of charge at any POS of Nexent Bank territorial units or by calling the Call Center service (directly from the menu);
  • The ability to freely perform a balance enquiry at any ATM in the world that offers this function or by calling the Call Center service (directly from the menu);
  • Get FREE Mini account statements from Nexent Bank ATMs;
  • Communicating the minimum amount due for payment by monthly SMS.
• Minimum payment amount

  It represents the amount the Cardholder has to pay until the due date and it consists of the following: 3% of the value of the card transactions plus the full amount of the fees and commissions, all interest (including penalty interest, if any) and overdue amounts, as well as unauthorized amounts.

• When it's paid

  In order to facilitate your refund (if you do not wish to reimburse the entire amount used during the grace period), Nexent Bank offers you the possibility to reimburse only the minimum amount of the transactions value shown on the statement of account issued on 25 of each month, including interest and commissions (if any). The percentage of the minimum payment amount is provided in the credit card issuing contract.

  The minimum reimbursement amount highlighted in the monthly statement of the account will be paid within 15 calendar days from its issuance. If the due date is on a non-working day, then the payment must be made on the next business day thereafter.

  With the issuing of the account statement, Nexent Bank sends you a free SMS with the minimum amount to be paid. The credit limit granted on the card is revolving, and the reimbursed amounts are redeemed on the card account.

• How to get a Nexent Bank Diamond Platinum credit card
  • Come to any Nexent Bank territorial unit.
  • Apply now by filling in the required information in the "Apply Now" section.
  • Call Call Center: 0750.000.000 (from any network) or 0724.100.000 and a Bank representative will advise you how to obtain a card.
• 3D SECURE

  You benefit from increased security for online transactions through credit cards issued by Nexent Bank. Transactions made through Nexent Bank Diamond cards give you exceptional flexibility and enhanced security through the implementation of 3D Secure Protocol. You can trade at any time, merchants' products and services being just a click away without having to go shopping. In addition you will receive a 0.3% bonus from the transaction value.

  • What is 3D Secure? 3D Secure is a security standard developed by Mastercard and VISA that gives you the ability to use an extra password, for online payments only, to prevent fraud attempts. This password will be requested every time you want to make an online transaction to the virtual stores, at merchants enrolled in the 3D Secure standard via credit cards issued by Nexent Bank.

  This way we meet the requirements of developing a trustworthy way of payment, eliminating the risk of fraud by copying payment instrument identification data or randomly generating card numbers for usage on the Internet. Moreover, credit cards issued by Nexent Bank are automatically activated for Mastercard SecureCode/Verified by VISA and are distinguished by a higher security standard, simply because the authentication - when purchasing products or services on the Internet - is done through a unique, dynamic password. You will receive this password via SMS whenever you want to make a transaction. For the security of online shopping, try to buy products from 3D Secure merchants who display Mastercard Secure Code and Verified by VISA.

• Card activation for online transactions

  In order to eliminate any possibility of fraud with card transactions over the Internet, all credit cards issued by Nexent Bank are initially blocked for on-line transactions. In order to be able to pay online, cardholders can activate this service by calling Call Center on tel .: 0750.000.000 / 0724.100.000 (call numbers from any network) and the activation is done directly from the phone menu, without discussing with a representative of the Bank. The service is available non-stop and phone calls have the standard costs.

  The card can also be activated for online transactions by filling out a form at any territorial unit of the Bank, or through the Internet Banking.

• Card issuing requested forms

  You can apply WITHOUT INCOME DOCUMENTS to get a credit limit if your earnings derivate from salaries reported to the National Agency for Tax Administration (ANAF).

  Furthermore, in over 40 Nexent Bank territorial units and work points, after the Bank has performed the necessary checks in the ANAF database and the eligibility conditions are met, the card is handed over to you. If your earnings are not reported to the National Agency for Tax Administration (ANAF), you must submit the following documents*:

  • Income statement;
  • Certificate of income.

  *  There may be situations where additional forms are required to provide credit.