Your Rights When Making Payments in Europe

Exchange

Symbol BNR Buy Sell
EUR 5,0774 5,0000 5,1600
USD 4,3275 4,2800 4,4200
GBP 5,8916 5,7900 5,9700
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Natural person 1 month* 3 months
EUR 0,60% 1,00%
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Index Last update Rate
EURIBOR 12 LUNI 11.07.2025 2.08900%
EURIBOR 6 LUNI 11.07.2025 2.07000%
IRCC 01.07.2025 5.55000%
ROBOR 3 LUNI 11.07.2025 6.75000%
ROBOR 6 LUNI 11.07.2025 6.89000%
SARON 1MC+M1 11.07.2025 -0.02610%
SARON 3MC+M3 11.07.2025 0.14740%
SARON 3MC+M6 11.07.2025 0.21840%
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Your Rights: in a Nutshell

EU rules mean your electronic payments are becoming cheaper, easier and safer. Here’s how:

  • You can make payments throughout Europe (the EU, Iceland, Norway and Liechtenstein) as easily and safely as in your home country.
  • You can no longer be charged extra costs by a merchant when you pay using a card issued in the EU.
  • The rules cover all kinds of electronic payments (e.g. credit transfers, direct debits, card payments…).
  • Anybody legally residing in Europe has the right to a bank account for making electronic payments (“payment account”).

What You Should Know:

Attached documents

  • Electronic Leaflet EC Payment Services