Deposits

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Interest rates

Interest rates for Term deposits with fixed interest rates:

Deposit type Standard deposits constituted at the counter / Internet Banking Retired People deposits constituted at the counter / Internet Banking
Currency RON EUR USD RON EUR USD
Minimum amount / Interest for current account. - - - - - -
Minimum amount / Deposit 300 100 100 300 100 100
Current account - - - - - -
1 month 4.25% 0.60% 1.25% 4.40% 0.60% 1.25%
3 months 5.00% 1.00% 2.00% 5.15% 1.00% 2.00%
6 months 5.25% 1.50% 2.50% 5.40% 1.50% 2.50%
9 months 5.25% 1.40% 2.00% 5.40% 1.40% 2.00%
12 months 5.25% 1.75% 2.75% 5.40% 1.75% 2.75%
24 months* 5.00% 1.75% - 5.15% 1.75% -

 

 

Deposit type Standard deposits constituted through monet Retired People deposits constituted through monet
Currency RON EUR USD RON EUR USD
Minimum amount / Interest for current account. - - - - - -
Minimum amount / Deposit 300 100 100 300 100 100
Current account - - - - - -
1 month 4.75% 1.10% 1.75% 4.90% 1.10% 1.75%
3 months 5.50% 1.50% 2.50% 5.65% 1.50% 2.50%
6 months 5.75% 2.00% 3.00% 5.90% 2.00% 3.00%
9 months 5.75% 1.90% 2.50% 5.90% 1.90% 2.50%
12 months 5.75% 2.25% 3.25% 5.90% 2.25% 3.25%
24 months* 5.50% 2.25% - 5.65% 2.25% -

 

Interest rates for Deposits with Monthly Interest Payments (RON):

Deposit type Standard deposits constituted at the counter / Internet Banking Retired People deposits constituted at the counter / Internet Banking
  Interest Interest
Exchange RON RON
Minimum amount 300 300
3 months 4.75% 4.90%
6 months 5.00% 5.15%
9 months 5.00% 5.15%
12 months 5.00% 5.15%
24 months* 4.75% 4.90%

 

Deposit type Standard deposits constituted through monet Retired People deposits constituted through monet
  Interest Interest
Exchange RON RON
Minimum amount 300 300
3 months 5.25% 5.40%
6 months 5.50% 5.65%
9 months 5.50% 5.65%
12 months 5.50% 5.65%
24 months* 5.25% 5.40%

 

  • Deposits constituted in EUR ≥20,000 will benefit an interest bonus of 0.25% for terms of 6 months and 12 months.
  • The interest rates are applied to new constituted deposits, starting with the date of 30.08.2024.
  • The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit
  • The deposits that are being closed before due date beneficiate of the interest rates of the current account, with the exception of 24 months deposits that are closed before due date will beneficiate of the following interest rates:

Period between constituting and breaking the deposit

 Up to 12 months 12-18 months 18-24 months - excluding the maturity date
RON Annual interest 0% 2.50% 3.00%
EUR Annual interest 0% 0.15% 0.30%

*All interest rates are annual.

Save as you wish!

Nexent Bank offers you a product which can be adapted to your savings needs. You can choose the interest rate, maturity, deposited amount, acumulated interest or the currency for the deposit.

The more you save, the more you earn!

    • Depozitele sunt garantate de Schema de garantare a Depozitelor din Regatul Țărilor de Jos (Olanda), operată de De Nederlandsche Bank N.V. (Banca Centrală a Olandei) (DNB);
    • Dobânzile sunt fixe pe întreaga perioadă a depozitului;
    • Valute: RON, EUR, USD;
    • Depozitul poate fi constituit pentru oricare din termenele predefinite;
    • Suma minimă de constituire este stabilită în funcţie de opţiunile alese;
    • Depozitele pot fi prelungite automat.
    • Îţi păstrezi economiile în siguranţă;
    • Flexibilitate - sunt disponibile pentru diferite termene şi valute;
    • Pot fi prelungite automat;
    • Pot fi folosite ca garanţie reală pentru orice tip de credite (credite de consum, auto, personale, imobiliare).
    • Pentru a deschide un depozit la termen nu este nevoie decât de actul de identitate în original;
    • Persoanele fizice cu cetăţenie română şi domiciliul în România nu au restricţii în ceea ce priveşte constituirea de depozite;
    • Persoanele fizice nerezidente pot constitui depozite în RON, EUR şi USD.