We use technologies like cookies to ensure you a pleasant experience while browsing our website. This technology allows us to analyze the website performances, to continuously improve its functionalities and to display a personalized content and ads, according to your preferences. Also, we are using cookies files for online advertising activities, to promote the financial products and services offered by Nexent Bank. We are not storing sensitive personal information like your address or passwords in the cookies files we are using.
Our website uses cookies to permanently improve the browsing experience, by delivering in an efficient and safe manner a relevant content for each user. Please consult the
Cookies Policy to understand what and how these files are used by Nexent Bank in bringing benefits for the users while browsing the
www.nexentbank.ro
Necessary Cookies
These cookies are mandatory for the website to work properly. Without loading them the content won’t be properly displayed, making the browsing difficult and blocking certain features. Your agreement is not required.
This cookie is used to keep track of a user's session to maintain a logged-in state.
Duration : Session cookie - Until the browser closes
Operated by : Nexent Bank
This cookie is self-generated by the server in the form of a random number and has the role of keeping the user connected between visiting the pages.
Duration : Session cookie - Until the browser closes
Operated by : Nexent Bank
Necessary to accept the bank's cookie policy.
Duration : 30 of days
Operated by : Nexent Bank
This cookie is used by reCAPTCHA to identify bots and to protect the website against spam.
Duration : Session cookie - Until the browser closes
Operated by : Google
This cookie is used to keep the user's preferences for later visits.
Duration : 6 months
Operated by : Google
This cookie is used to keep the user's preferences regarding cookies.
Duration : 2 years
Operated by : Google
This cookie is used by the reCAPTCHA service to distinguish between human users and bots, contributing to website security and abuse prevention.
Duration: Persistent cookies
Operated by: Google (reCAPTCHA)
This cookie is used by the reCAPTCHA service for the purpose of detecting fraudulent or automated activities.
Duration: Session cookie – Until the browser is closed
Operated by: Google (reCAPTCHA)
This cookie is used by the reCAPTCHA service to improve security mechanisms.
Duration: Session cookie – Until the browser is closed
Operated by: Google (reCAPTCHA)
This cookie is used by the reCAPTCHA service to provide protection against spam and unauthorized access through online forms.
Duration: Persistent cookies
Operated by: Google (reCAPTCHA)
This cookie is used to remember the language and display preferences of the accessibility widget icon, to ensure a consistent user experience.
Duration: Persistent cookies
Operated by: UserWay
This cookie is used to save the personalized accessibility settings selected by the user.
Duration: Persistent cookies
Operated by: UserWay
This cookie is used to verify the integrity and validity of saved accessibility settings, preventing unauthorized changes.
Duration: Persistent cookies
Operated by: UserWay
This cookie is used for the purpose of the correct functioning of the accessibility widget and maintaining its preferences.
Duration: Persistent cookies
Operated by: UserWay
Users’ analysis cookies
These cookies are counting your visit as new or recurrent, according to the frequency of website loadings. They have only statistical purposes. Also, according to your type of visit and navigation history on
www.nexentbank.ro website, the content can be different, in order to be relevant to your interests. The cookies can identify the country and city from where the website was visited, in order to display a relevant content for the users located in a specific geographic area. If you choose not to allow the placement / access for these cookies files we will not be able to know when you visited our website, and we will not be able to monitor its performance. Selecting the Active (YES) option for this purpose requires your consent for placing / accessing information that will make relevant your browsing experience on our website.
This cookie is used to distinguish unique users by assigning a randomly generated number as a customer identifier. It is included in every page request in a site and is used to calculate user, session, and campaign data for site analysis reports.
These cookies are associated with Google Analytics and allow the collection of information about how users interact with the site. They are used to determine the new sessions / visits, the navigation time of the site, the pages visited, the traffic sources of the site. Cookies collect all information in an anonymous form, without storing any personal information about the user.
These are useful for improving the content and functionality of the site so that it serves the users as well as possible.
Duration: utma – 2 years, _utmt – 10 minutes, _utmb – 30 minutes, _utmc – Until the browser closes, _utmz – 6 months
This cookie is set when a user first reaches a page with the Hotjat script. It is used to maintain the User ID, unique to that site, in the browser. This ensures that subsequent visits to the same site will be assigned to the same ID.
This cookie saves the user's location in order to provide appropriate information on the pages (example- nearest ATM)
Duration: 2 years
Operated by : Nexent Bank
This cookie is used by reCAPTCHA to identify bots and to protect the website against spam.
Duration : Session cookie - Until the browser closes
Operated by : Google
This cookie is used to keep the user's preferences for later visits.
Duration : 6 months
Operated by : Google
This cookie is used to keep the user's preferences regarding cookies.
Duration : 2 years
Operated by : Google
Necessary to accept the bank's cookie policy.
Duration : 30 of days
Operated by : Nexent Bank
Cookies for advertising and 3rd parties
These cookies allow us to know if a user is seeing our online advertisement, the ad type and the time spent by the user for viewing the ad. Such cookies are used in online marketing for targeting. They are storing information about the visual content, not about the users. Selecting the Active (YES) option for this purpose requires your consent for placing / accessing information that will allow advertising placements relevant to your interests.
These cookies are associated with Doubleclick / Google Marketing Platform, a service provided by Google, and are used for advertising. They allow you to deliver relevant ads to users by coordinating ads across all devices and measuring conversion events.
Duration: 2 years
Operated by : Google Marketing Platform - .doubleclick.net
These cookie templates are associated with Google and are used to serve advertisements. They serve to measure ad interactions, prevent ads from showing too often, track the actions of users who click on ads, and measure conversions.
În primele șase luni ale anului 2021, Credit Europe Bank România și-a consolidat poziția, profitul net ajungând la 20,5 milioane de lei, în creștere cu 35,23% față de aceeași perioadă din 2020.
În perioada ianuarie - iunie 2021, activele totale ale băncii au atins 4 miliarde de lei, în timp ce portofoliul de credite a avut o valoare robustă de 1,9 miliarde de lei. Valoarea totală a depozitelor a crescut la 2,5 miliarde de lei, o creștere de 8,57% față de aceeași perioadă a anului precedent. Venitul total al băncii pentru ianuarie - iunie 2021 a fost de 112 milioane lei, o ușoară scădere cu 10,25% față de aceeași perioadă a anului trecut. Pe de altă parte, cheltuielile operaționale au scăzut cu 3,7%, ajungând la 66 milioane lei pentru sfârșitul lunii iunie 2021.
Strategia băncii de a-și dezvolta portofoliul a arătat rezultate și în creșterea constantă a utilizării cardurilor de credit de către clienții noștri, astfel cota de folosire a cardului online în utilizarea totală a cardurilor de credit a crescut de la 25% la 35%, iar cifra de afaceri a cardurilor de credit a crescut cu 13,15% în prima jumătate a anului 2021 comparativ cu primul semestru al anului 2020. În aceeași perioadă comparată, vânzările prin POS-urile Băncii au crescut, de asemenea, cu 21%.
Iunie 2021 a marcat, de asemenea, aniversarea unui an de la lansarea aplicației mobile Avantaj care are nu mai puțin de 80.000 de utilizatori, dintre care mai mult de 70% folosesc aplicația în mod regulat.
„Strategia noastră de afaceri s-a dovedit eficientă și a determinat performanțe bune în prima jumătate a anului. Obiectivele noastre pentru 2021 sunt aliniate cu strategia băncii și ne așteptăm la rezultate foarte bune pentru sfârșitul anului. Suntem angajați să oferim soluții durabile clienților noștri și să îmbunătățim interacțiunea lor cu produsele și serviciile noastre inclusiv prin investițiile noastre continue în digitalizare și noi tehnologii, ca parte a acțiunilor noastre sustenabile pe segmentele de afaceri corporate și retail”, a declarat Yakup Çil, CEO al Credit Europe Bank România.
Indicator
iunie 2021
iunie 2020
ianuarie - iunie 2021 vs ianuarie - iunie 2020
Active bancare
4 mld RON
4,1 mld RON
-3,66%
Portofoliul de credite
1,9 mld RON
2,1 mld RON
-10,24%
Depozite clienți
2,5 mld RON
2,3 mld RON
8,57%
Venituri totale
112 mln RON
125 mln RON
-10,25%
Cheltuieli operaționale
66 mln RON
68 mln RON
-3,7%
Profit net
20,5 mln RON
15 mln RON
35,23%
Cifra de afaceri carduri de credit
587,9 mln RON
519,6 mln RON
13,15%
Despre Credit Europe Bank
În România, Credit Europe Bank asigură o gamă largă de produse şi servicii către persoane fizice, IMM-uri şi corporaţii. Credit Europe Bank a deschis un nou capitol spre digitalizare și tehnologizare, relansând website-ul instituției, introducând Apple Pay, lansând o nouă interfață de Internet Banking și prima aplicație de mobil adresată cardurilor de credit din portofoliul Băncii.
Membră a grupului financiar olandez Credit Europe Bank NV, Banca este activă din anul 1993, când a activat sub denumirea de Banca de Credit Industrial și Comercial, devenind Finansbank (în anul 2000), iar apoi, în 2007, în urma unui proces de rebranding, primind denumirea de Credit Europe Bank România.
Mai multe informaţii despre produsele şi serviciile băncii puteţi găsi accesând www.nexentbank.ro şi www.cardavantaj.ro.