Nexent Bank Diamond Gold

About Nexent Bank Diamond Gold

• Premium privileges

  Access to over 1,800 airport lounges in 146 countries

  Starting January 1, 2026, your Mastercard Premium card gives you access to over 1,800 lounges in 146 countries. Enjoy a comfortable and quiet space where you can relax or work before your flight. Discover the list of available lounges and the conditions of use at prioritypass.com.

  How do you access the lounge?

  Present your physical Mastercard Premium card at the entrance (the card stored in a digital wallet is not accepted).

  OR

  Scan the QR code in the Priority Pass app. See the guide here.

  Free lounge access is available only for cards with eligible transactions made at merchants (in physical locations and/or online), domestically or abroad, and settled in the previous calendar month.

  Both the transaction date and the settlement date must fall within the previous calendar month and must have occurred no more than 96 hours before lounge access.

  Number of free visits for the Gold card:

  • 3 free visits per year, if you have made purchases of at least RON 4,500 with your card in the previous calendar month.

  By participating, you agree to all clauses set out in the Terms and Conditions.

  Access to the Priceless program

  The digital platform dedicated to the Priceless program, which simplifies access for Premium segment cardholders to priceless offers and experiences created together with over 100 local market partners, is available here.

  Travel insurance package for trips abroad:

  • Medical and legal insurance and assistance;
  • Medical consultation programs;
  • Hospitalization;
  • Transportation in case of medical emergencies;
  • Insurance in case of lost luggage;
  • Insurance in case of flight delay.
• Benefits and features
  • 0 lei issuance fee (including for additional cards);
  • You have a grace period of up to 45 days in which no interest is charged for commercial transactions;
  • You can have a generous credit limit of up to 50,000 lei;
  • You have the possibility to apply for up to 5 additional credit cards (for people at least 18 years old);
  • Contactless technology gives you the opportunity to make payments of up to 100 RON by simply touching the card to the terminal, without entering the PIN code.
  • You just bring it to the terminal and that's it! The possibility of benefiting from an unlimited credit period provided that the monthly repayment of the minimum payment amount is made;
  • Dual functionality: in addition to accessing a credit limit granted by the bank, the cardholder can have
• Free services
  • The possibility of replenishing the card account at Nexent Bank ATMs with the "cash in" function; 
  • The possibility to change the PIN code for free at any ATM in the world that offers this function;
  • The possibility to change the PIN code for free at the POS in Nexent Bank territorial units or by calling the Call Center service (directly from the menu);
  • The possibility of making a free balance inquiry at any ATM in the world that offers this function or by calling the Call Center service (directly from the menu);
  • Obtaining free mini-statements from Nexent Bank ATMs;
  • Communication of the minimum payment amount by sending a monthly SMS.
• Minimum payment amount

  It represents the amount that the Cardholder must pay by the due date and is made up of the following: 3% of the value of the transactions carried out by the card, to which is added the full value of taxes and fees, all interest (including penalty interest, if any) and outstanding amounts, as well as unauthorized overdrafts.

• When is it paid?

  In order to make it easier for you to repay the amounts used (in case you do not want to fully repay the amount used during the grace period) Nexent Bank offers you the possibility to repay monthly only the minimum amount of the value of the transactions highlighted in the account statement issued on the 25 of each month, including interest and related fees (if any). The percentage of the minimum payment amount is stipulated in the credit card issuing contract.

  The minimum amount to be reimbursed highlighted in the monthly account statement will be paid within 15 calendar days from its issuance. If the due date is on a non-working day, then the payment must be made on the next working day.

  Once the account statement is issued, Nexent Bank will send an SMS with the minimum payment amount. The credit limit granted on the card is of a revolving type, the amounts reimbursed from the principal being found again on the card account starting the next day to be used again.

• How to get a Nexent Bank Diamond Gold Card

  Come to any Nexent Bank territorial unit. Apply now by filling in the necessary information in the "Apply now" section. Call Call Center: 0750.000.000 (callable from any network) or 0724.100.000 or 0801.000.000 (callable from the Telekom fixed network) and a representative of the Bank will be at your disposal to advise you in order to obtain a card.

• 3D SECURE

  Transactions made with Nexent Bank Diamond cards give you great flexibility and an increased security standard, provided by the implementation of the 3D Secure protocol. You can carry out commercial transactions at any time, the products and services of merchants being just a click away without the need to go to the store.

  What does 3D Secure mean? 3D Secure is a security standard developed by Mastercard and VISA that gives you the possibility to use an additional password only when paying online, to prevent fraud attempts. This password will be requested every time you want to make a transaction at virtual stores on the Internet, at merchants enrolled in the 3D Secure standard, by means of cards issued by Nexent Bank.

  In this way we respond to the requirements of developing a reliable payment method, eliminating the risk of fraud by copying the identification data of the payment instrument or randomly generating card numbers for their use on the Internet. Moreover, the cards issued by Nexent Bank are automatically activated for the Mastercard SecureCode/Verified by VISA service and are distinguished by an increased standard in terms of security, by the simple fact that authentication - at the time of purchasing products or services from the Internet - it is done by means of a unique, dynamic password. You will receive this password via SMS whenever you want to make a transaction.

• Card activation for online transactions

  To eliminate any possibility of card fraud on the Internet, all cards issued by Nexent Bank are initially blocked for online transactions.

  The card can be activated for online transactions by calling Call Center on tel.: 0801.000.000 (callable from the Telekom fixed network) or 0724.100.000 / 0750.000.000 (callable from any network). The service is available 24/7, phone calls have a normal rate, and activation is done directly from the phone menu, without talking to a representative of the Bank.

  Also, the card can be activated for online transactions by filling in a form in any territorial unit of the Bank, or through the Internet Banking service.

• Forms required to obtain a card

  You can apply WITHOUT INCOME DOCUMENTS, to obtain a credit limit if your registered income is from wages reported to the National Fiscal Administration Agency (ANAF).

  Moreover, in over 40 Nexent Bank territorial units, after the Bank has carried out the necessary checks in the ANAF database and if the eligibility conditions are met, the card is handed to you on the spot.

  If the income registered by you is not reported to the National Fiscal Administration Agency (ANAF), it is necessary to present the following documents*: